I almost forgot that it was Friday! My husband was home with the flu today, so I lost track of the day.
I’ll keep this week’s tip short and to the point: Educate yourself about personal finance.
There are a lot of great books out there. The Simple Dollar reviews a personal finance book every [...]
Continue reading about Friday’s Focus on Financial Health: Educate Yourself
Now that we have talked about keeping a 30 day spending record and started looking at ways to cut spending, it is time to talk about how to pay off those pesky debts.
Most people have a set amount that they pay toward their debts every month. For many people, this is the minimum payment.
If [...]
Continue reading about Friday’s Focus on Financial Health: Paying Off Debt
I’m back with new title and another tip for getting on the road to financial health.
Let’s review where we are.
The first step was to assess your situation by writing down every expense for 30 days.
After a couple of weeks, I encouraged you to start evaluating non-essential recurrent purchases that you could cut back on, or [...]
Continue reading about Friday’s Focus on Financial Health: Food Budget
I am back with another post in my series for people who are in serious need of a personal finance make over.
If your finances are in trouble, it is because a simple equation is out of balance. You are spending more than you can afford. As a result, you are in debt, unable [...]
Continue reading about Friday’s Financial Tip for People Who Are Really Bad with Money
Are you really bad with money?
Of course not. No one likes to think that they are really bad at something as important as their personal finances.
But now that you think of it, you do have a lot of debt. And your savings is a little small. And you don’t have much left [...]
Continue reading about Friday’s Financial Tip for People Who Are Really Bad with Money
This week I continue my series of financial advice for people who are really bad with their money.
As of five minutes ago, we are officially credit card debt free. (I love online banking.)
Hallelujah!
And I don’t just mean that in the colloquial sense. The real change in our financial health came from our pursuit [...]
I have been thinking for a while about doing more personal finance posts, but I wasn’t sure if I was really qualified to give out financial advice.
Well, I decided that since I’m not qualified to teach elementary school, but I do that anyway, I might as well go for it.
It’s not like I am going [...]
This is the time of year when many people are making resolutions to live better in the new year. If you find yourself wanting to make some changes to your financial health, I recommend a couple of personal finance blogs that I have had in my feed reader for quite some time.
The Simple Dollar [...]
This morning I was doing some online banking and I noticed the following on the front page of my credit union website:
Q. Need Extra Holiday Cash?
A. Skip Your Loan Payment!
Ugh! What horrible advice.
Not for them, of course. They get to collect interest on your higher balance for up to two extra months and [...]
